A professional who develops and implements financial plans for individuals, businesses, and organizations, utilizing knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Respnsibilities include:

• Interviews client to determine client's assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives.
• Analyzes client's financial status, develops financial plan based on analysis of data, and discusses financial options with client.
• Prepares and submits documents to implement plan selected by client.
• Maintains contact with client to revise plan based on modified needs of client or changes in investment market.
• May refer client to other establishments to obtain services outlined in financial plan.
• May sell insurance to client, recommending amount and type of coverage.
• May buy and sell stocks and bonds for client.
• May rent, buy, and sell property for client.
• May be registered with professional self-regulatory association and be designated Certified Financial Planner.